Hey folks! it's been awhile since I made an entry here. Life has just been so busy for me. This is the busiest summer ever!With all the arranging and parties going on, I am so exhausted and tired to sit down and actually make postings here. It's just annoying because I have some tasks that's now expired and probably will affect my rating:( Oh well, they might come back soon.

So how's everybody? hope you guys have a wonderful summer. School just started last week and so far, Arvin is doing fine, tons of work for him to do though. It's getting serious for him now. We had great summer days here but it's getting chilly now especially at night and I guess summer is over. Seen some trees changing colours now. Well, get some photos soon. Anyways, gotta head back out to drop people off work and pick people from work! what a busy time!

Yes! finally! somebody thought of a really good idea! Have you ever been to a bank and do the closing of your mortgage? Well, i did! The hassle of going to the bank and signing tons of paperworks, where they'll try and explain to you what your signing for but honestly,I was way out there. My mind was with the new house.All I can think of is moving into the new place. Now, there's a new way we could avoid all those hassles and it's generating a lot of excitement throughout the business and lending circles alike. it's called electronic closing! Imagine, completing your mortgage electronically! Electronic closing promises to revolutionize the mortgage banking industry and save lenders, settlement agents, investors, and borrowers thousands of dollars. How? well, with electronic closing, there will no more creating loan documents, executing them and storing them as paper files. It's all converted to an e-format known as SMARTDoc. Pretty neat eh???